Continental Trust Bank Home Loan


Bring Your Dreams to Life…With Continental Trust Bank Limited Mortgage.


At Continental Trust Bank Limited, we believe that your bank should support your dreams and aspirations. That’s why we have developed convenient mortgage solutions to help make your dream of owning your own home a reality. Whether you are a first time buyer, or thinking about property purchase as an investment, we have convenient mortgage solutions for you.

Home Purchase

This is available for the purchase of already completed residential properties whether newly built or occupied.

Off-Plan Mortgage

This is available for customers interested in buying houses within an estate that is being built by any of the Bank’s accredited property developers.

Features

  • Maximum tenor- 10 years.
  • Minimum tenor- 5 years
  • Maximum Loan Amount: $15 million
  • Minimum Loan Amount: $5 thousand
  • The minimum equity contribution by the borrower is 30% of the cost of property
  • Pricing & Repayment:

  • Highly Competitive.
  • Repayment Source: Salary and other allowances domiciled with us
  • Repayment Type: Equal Monthly Instalments (EMI) Equal Quarterly Instalments (EQI)
  • Minimum Loan Amount: $5 million
  • Maximum Debt Burden Ratio (DBR) of 33.3% of monthly income

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    Home Loan - Eligibility

    Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

    Age

    Maximum age of applicant at loan maturity: 60 years

    Income

    Minimum Net Monthly Income: $1,000

    Credit Rating

    Applicant should have the bank specified credit score.

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